MSME Loan Service

Service Details

Description:-Empowering Micro, Small & Medium Enterprises to Grow Faster Running a business requires consistent cash flow and timely capital. At Vantage Capital, our MSME Loan is designed to help entrepreneurs like you meet working capital needs, expand operations, buy equipment, or manage seasonal demands without stress and with full transparency. Expertise Client-Centric Approach Customized Solutions Responsive Support Results-Driven Features & Benefits of MSME Loan: Loan Amount from ₹1 Lakh to ₹1 Crore:-Funding tailored to meet the size and needs of your business whether small or growing. Collateral-Free Options:-Unsecured loans available for eligible businesses, reducing paperwork and risk. Flexible Repayment Tenure:-Choose a repayment term between 12 to 60 months to suit your cash flow cycle. Quick Disbursal:-Funds disbursed within 3 to 5 working days after approval and document submission. Simple Documentation:-Minimal paperwork and fully guided support throughout the process. Digital Process:-Apply online, upload documents, and track your application from anywhere. MSME Loan Eligibility Criteria Age:- Applicant must be between 21 to 60 years at the time of application. Business Experience:- Must have a minimum of 1 year in business operations. The business should be actively functioning and capable of generating regular income. Business Registration:- Preferably registered under Udyam (MSME) or GST. Applicable to proprietorships, partnerships, LLPs, and private limited companies. Income Criteria:- Proof of stable business income through: Bank Statements Sales Records ITR or Financial Reports Credit Score:- A CIBIL score of 650 or above is preferred for quick and hassle-free approval.Loan Amount:- Loan amounts range from ₹1 Lakh to ₹1 Crore, depending on business profile and eligibility.Rate of Interest:- Interest rates range between 11.00% to 20.00% per annum, based on financial health and loan tenure.Loan Tenure:- Flexible repayment options from 12 to 60 months (1 to 5 years) available.Disbursement Time:- Quick disbursal within 3 to 5 working days after approval and documentation.